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Rates	Points	APR
1st Advantage Mortgage, LLC, is affiliated with some of the nations leading mortgage lenders and is thereby able to offer a variety of loan programs to meet your needs. Following is a list of the most commonly requested programs and indications of where rates are for a prime client prospect. The rates quoted for the various products are not guarantees and do not represent a commitment to lend or advance funds. Again, these are only indications of current market conditions for prime borrowers. If a specific program is not listed below or rates are not quoted on a listed program call our office at 770-500-3650:

30 Year Fixed Rate Conforming
FHA 30 Year Fixed Conforming
15 Year Fixed Rate Conforming
FHA 15 Year Fixed Conforming
FHA 3/1 LIBOR ARM - 2.00 Margin
3/1 LIBOR ARM - Conforming
5/1 LIBOR ARM - Conforming
7/1 LIBOR ARM - Conforming
10/1 LIBOR ARM - Conforming
30 Year Fixed Rate - Interest Only
FHA 203-K Program
Jumbo - 30 Year Fixed
Jumbo - 15 Year Fixed
Rates last updated on Tuesday, December 15, 2009
30 Year Fixed Rate Conforming Term: 30 years Maximum Amount: $417,000
4.875%	0%	5.052%

FHA 30 Year Fixed Conforming Term: 30 years Maximum Amount: $417,000
Rates	Points	APR
4.75%	0%	4.926%

15 Year Fixed Rate Conforming Term: 15 years Maximum Amount: $417,000
Rates	Points	APR
4.375%	0%	4.678%

FHA 15 Year Fixed Conforming Term: 15 years Maximum Amount: $417,000
Rates	Points	APR
4.25%	0%	4.552%

FHA 3/1 LIBOR ARM - 2.00 Margin Term: 30 years Maximum Amount: $417,000
Rates	Points	APR
4%	0%	4.362%

3/1 LIBOR ARM - Conforming Term: 30 years Maximum Amount: $417,000
Rates	Points	APR
4.5%	0%	4.513%

5/1 LIBOR ARM - Conforming Term: 30 years Maximum Amount: $417,000
Rates	Points	APR
3.75%	0%	4.238%

7/1 LIBOR ARM - Conforming Term: 30 years Maximum Amount: $417,000
Rates	Points	APR
3.75%	0%	4.18%

10/1 LIBOR ARM - Conforming Term: 30 years Maximum Amount: $417,000

30 Year Fixed Rate - Interest Only Term: 30 years Maximum Amount: $417,000

FHA 203-K Program Term: 30 years Maximum Amount: $35,000

Jumbo - 30 Year Fixed Term: 2 years Maximum Amount: $1,000,000

Jumbo - 15 Year Fixed Term: 15 years Maximum Amount: $1,000,000


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.